A beautiful smile can be your biggest asset, and maintaining it can be expensive if you don’t get the right insurance. Getting a comprehensive dental insurance plan at a reasonable rate can be done individually or via your employer.
Some employers may pay for all or part of an employees’ dental coverage as benefits received with the job profile. Either way, we’ve rounded up a few of the best options depending on your needs.
UnitedHealthOne Dental Insurance – Best Family Plans
You can get these plans as an individual or through an employer. They have six plans worth checking out.
Dental Primary Preferred
Dental Essential Preferred
Dental Premier Choice
Dental Premier Elite
Delta Dental Insurance – For Families on a Budget
Marked with an excellent rating, Delta Dental is the most significant dental benefits provider in the United States. Its vast network spans over 155,000 practicing dentists nationwide, and you can get individual or group plans through the Healthcare Exchange (Marketplace). Designed to help families who need an affordable plan, you can choose from DeltaCare USA or Delta Dental PPO.
Humana Dental Insurance – Best Discounts
As one of the country’s largest dental insurance providers, Humana has both individual and group plans. Those who enroll can save anywhere from 20-40%, depending on their six plans.
Dental Loyalty Plus
Dental Preventive Plus
Dental Savings Plus
Dental Savings Plus
Cigna Dental Insurance – For Global Coverage
Through its network of over 93,000 dentists, Cigna offers three plan options which are especially great if you travel a lot. Their individual plans include Cigna Dental 1500, Cigna Dental 1000, and Cigna Dental Preventative.
Ameritas Dental Insurance – Best Rewards Programs
Ameritas offers a fantastic rewards program. Those who enroll can boost their annual maximum benefit. This way, they can put the assistance to better use for more expensive procedures. All they have to do is visit a dental provider annually and submit a plan that is at or below the plan’s annual benefit threshold of $500 a year. Over time, they can earn the maximum reward of $2,000 and a $100 dental network bonus for every year they visit an Ameritas network provider for dental care.