If you’re in the market for a new car and need a little help finding an auto insurance policy from a mainstream provider, you’re in luck.
Many of the country’s top automobile insurers fall in this category. They offer traditional auto insurance and set their rates based on driving history, location, age, and, in many states, gender and credit history of the policy buyer. We’ve done the research and have found a number of great options based on what you need. Read on for the list and some of their top features.
21st Century
Pros
Has a moderate number of complaints for a company its size
Can file SR-22s for customers
Free roadside assistance
Cons
Available only in California
Few perks and additional coverage options
Geico
Pros
Lower than expected complaint ratings
Among the best customer satisfaction ratings in the country
Feature-rich website and app
Several discounts available
Cons
Some coverage types can only be availed through a partner
No gap insurance
A small network of local agents
MetLife
Pros
Average customer satisfaction
The mobile phone app allows submissions of car accident claims. You can also view auto and home insurance policy summaries, pay auto and home insurance bills, and more
Above-average claims satisfaction
Gap insurance available
Cons
Below-average auto insurance shopping
Progressive
Pros
One of the top three personal auto insurers in the country
Offers several discounts and a wide range of coverage options. These include rideshare insurance and coverage for car accident-related pet injuries
Rideshare coverage is available anytime you have the app on
Cons
Below-average rating for car insurance shopping customer satisfaction
Pet injury protection is only included if you buy collision coverage
Nationwide
Pros
Above-average customer satisfaction ratings for auto insurance
Lower customer complaints than expected
Cons
High rates for young drivers
ALLSTATE
Pros
Fewer complaints than expected
Perks like accident forgiveness, new car replacement, and a safe-driving bonus every six months
Rideshare insurance in many states
Cons
Below average customer satisfaction ratings
Erie
Pros
Very few customer complaints
Several perks and coverage options to choose from
Option to lock in your auto insurance rates until you add or remove drivers/vehicles or move
Robust website and user-friendly app
Cons
Available in select states